=====FINAL=====
 1) VAT (20%) and gross totals (GBP, 2dp):
- INV-101: VAT=240.00, Gross=1440.00
- INV-102: VAT=90.00, Gross=540.00
- INV-103: VAT=460.00, Gross=2760.00
- INV-104: VAT=36.00, Gross=216.00
- INV-105: VAT=195.10, Gross=1170.60

2) Overdue (due before 2026-10-14): INV-101, INV-102, INV-105.

3) Total gross overdue: 3150.60 GBP.

4) Email draft:

Subject: Gentle reminder: Invoice INV-105 now overdue

Dear Tyne Accountants,

I hope this email finds you well. I am writing to politely remind you that invoice INV-105 for £1,170.60 (including VAT), issued on 1 August 2026 and due on 31 August 2026, is now overdue.

If you have already settled this invoice, please accept my thanks and disregard this message. Otherwise, we would be grateful if you could arrange payment at your earliest convenience.

Please do not hesitate to contact me if you require a copy of the invoice or have any queries.

Thank you for your attention to this matter.

Best regards,
[Your Name]
[Your Position]
[Company Name]
[Contact Details]

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