=====FINAL=====
 **Credit Control Summary – 14 October 2026**

### 1) Invoice breakdown (VAT @ 20%)

| Invoice     | Customer              | Net GBP   | VAT GBP   | Gross GBP |
|-------------|-----------------------|-----------|-----------|-----------|
| INV-101     | Harbour Cafe Ltd      | 1,200.00  | 240.00    | **1,440.00** |
| INV-102     | Pennine Joinery       | 450.00    | 90.00     | **540.00**   |
| INV-103     | Kestrel Dental        | 2,300.00  | 460.00    | **2,760.00** |
| INV-104     | Mersey Florist        | 180.00    | 36.00     | **216.00**   |
| INV-105     | Tyne Accountants      | 975.50    | 195.10    | **1,170.60** |

### 2) Overdue invoices (as at 14 Oct 2026)

- **INV-101** – Harbour Cafe Ltd (due 19 Sep 2026) → **26 days overdue**
- **INV-102** – Pennine Joinery (due 10 Oct 2026) → **4 days overdue**
- **INV-105** – Tyne Accountants (due 31 Aug 2026) → **44 days overdue**

INV-103 and INV-104 are not yet overdue.

### 3) Total gross amount overdue

**£3,150.60**

### 4) Chaser email (oldest overdue invoice)

**Subject:** Friendly reminder: Invoice INV-105 (due 31 August)

Dear Tyne Accountants,

I hope this email finds you well.

I am writing to kindly remind you that our invoice **INV-105** for **£1,170.60** was due on **31 August 2026** and remains unpaid.

Could you please let me know when we can expect payment? I would be grateful if you could arrange settlement at your earliest convenience.

Thank you for your continued business. Please do not hesitate to contact me if you have any questions.

Kind regards  
[Your Name]  
[Your Position]  
[Company Name]  
[Phone] | [Email]

ELAPSED 3.5s
EXIT 0
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