=====FINAL=====
 **Credit Control Summary – 14 October 2026**

### 1. Invoice Breakdown (VAT @ 20%)

| Invoice     | Customer              | Net (£) | VAT (£) | Gross (£) |
|-------------|-----------------------|---------|---------|-----------|
| INV-101     | Harbour Cafe Ltd      | 1,200.00 | 240.00  | **1,440.00** |
| INV-102     | Pennine Joinery       | 450.00  | 90.00   | **540.00**   |
| INV-103     | Kestrel Dental        | 2,300.00 | 460.00  | **2,760.00** |
| INV-104     | Mersey Florist        | 180.00  | 36.00   | **216.00**   |
| INV-105     | Tyne Accountants      | 975.50  | 195.10  | **1,170.60** |

### 2. Overdue Invoices (as at 14 Oct 2026)
- **INV-105** – Tyne Accountants (due 31 Aug 2026)
- **INV-101** – Harbour Cafe Ltd (due 19 Sep 2026)
- **INV-102** – Pennine Joinery (due 10 Oct 2026)

**Not yet overdue:** INV-103 and INV-104.

### 3. Total Gross Amount Overdue
**£3,150.60**

### 4. Chaser Email (Oldest Overdue Invoice)

**Subject:** Reminder: Outstanding Invoice INV-105 (due 31 Aug)

Dear Tyne Accountants,

I hope you are well.

I am writing to remind you that invoice **INV-105** for **£1,170.60**, which fell due on 31 August 2026, remains unpaid.

Could you please arrange payment at your earliest convenience? I would be grateful if you could let me know when we can expect to receive it.

Thank you for your assistance.

Kind regards  
[Your Name]  
Bookkeeper  
[Your Company Name]  
[Your Contact Details]

ELAPSED 9.3s
EXIT 0
PROXY_USAGE {"requests": 1, "in": 456, "cached": 128, "out": 448, "reasoning": 934, "usd": 0.003891, "errors": []}