=====FINAL=====
 **Credit Control Summary – 14 October 2026**

### 1. Invoice Breakdown (VAT @ 20%)

| Invoice     | Customer              | Net £    | VAT £   | Gross £    | Due Date    |
|-------------|-----------------------|----------|---------|------------|-------------|
| INV-101     | Harbour Cafe Ltd      | 1,200.00 | 240.00  | **1,440.00** | 19 Sep 2026 |
| INV-102     | Pennine Joinery       | 450.00   | 90.00   | **540.00**   | 10 Oct 2026 |
| INV-103     | Kestrel Dental        | 2,300.00 | 460.00  | **2,760.00** | 25 Oct 2026 |
| INV-104     | Mersey Florist        | 180.00   | 36.00   | **216.00**   | 31 Oct 2026 |
| INV-105     | Tyne Accountants      | 975.50   | 195.10  | **1,170.60** | 31 Aug 2026 |

### 2. Overdue Invoices
The following invoices are overdue as of 14 October 2026:

- **INV-105** – Tyne Accountants (due 31 Aug 2026)
- **INV-101** – Harbour Cafe Ltd (due 19 Sep 2026)
- **INV-102** – Pennine Joinery (due 10 Oct 2026)

### 3. Total Gross Amount Overdue
**£3,150.60**

### 4. Chaser Email (to the oldest overdue invoice – INV-105)

**Subject:** Gentle reminder – Invoice INV-105 overdue

Dear Tyne Accountants,

I hope you are well.

I am writing to remind you that **invoice INV-105** for **£1,170.60** became due on **31 August 2026** and remains unpaid.

We would be most grateful if you could arrange settlement at your earliest convenience. Please let me know if you need a copy of the invoice.

Thank you for your assistance.

Kind regards  
[Your Name]  
Bookkeeper  
[Your Company Name]  
[Your Contact Details]

ELAPSED 9.9s
EXIT 0
PROXY_USAGE {"requests": 1, "in": 456, "cached": 384, "out": 481, "reasoning": 999, "usd": 0.003867, "errors": []}