=====FINAL=====
 **Credit Control Summary – 14 October 2026**

### 1) Invoice breakdown (VAT @ 20%)

| Invoice   | Customer              | Net GBP   | VAT GBP   | Gross GBP |
|-----------|-----------------------|-----------|-----------|-----------|
| INV-101   | Harbour Cafe Ltd      | 1,200.00  | 240.00    | **1,440.00** |
| INV-102   | Pennine Joinery       | 450.00    | 90.00     | **540.00**   |
| INV-103   | Kestrel Dental        | 2,300.00  | 460.00    | **2,760.00** |
| INV-104   | Mersey Florist        | 180.00    | 36.00     | **216.00**   |
| INV-105   | Tyne Accountants      | 975.50    | 195.10    | **1,170.60** |

### 2) Overdue invoices (due date before 14 Oct 2026)

- **INV-101** – Harbour Cafe Ltd (due 19 Sep 2026) → **37 days overdue**
- **INV-102** – Pennine Joinery (due 10 Oct 2026) → **4 days overdue**
- **INV-105** – Tyne Accountants (due 31 Aug 2026) → **44 days overdue**

INV-103 and INV-104 are not yet overdue.

### 3) Total gross amount overdue

**£3,150.60**

### 4) Chaser email (oldest overdue invoice = INV-105)

**Subject:** Reminder: Invoice INV-105 from 1 August 2026

Dear Tyne Accountants,

I hope this email finds you well.

I am writing to politely remind you that invoice **INV-105** for **£1,170.60** (including VAT) was due for payment on **31 August 2026** and is now 44 days overdue.

Could you please let me know when we can expect receipt of payment? If you have any queries regarding the invoice, please do not hesitate to contact me.

Thank you for your prompt attention to this matter.

Kind regards  
[Your Name]  
[Your Position]  
[Company Name]  
[Phone Number]  
[Email Address]


ELAPSED 4.3s
EXIT 0
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